汽车保险费率表

机动车辆保险基准费率表

非营业用车

车辆损失险

商业第三者责任保险

全车盗抢险

车上人员责任险

玻璃单独破碎险

1年以下

1—2年

2—6年

6年以上

5万

10万

15万

20万

30万

50万

100万

固定保费

费率

司机座位

乘客座位

进口

国产

固定保费

费率固定保费费率固定保费费率固定保费费率
非营业个人6座以下5661.35%5391.28%5331.27%5491.31%7101,0261,1691,2701,4341,7212,2421200.49%0.41%0.26%0.30%0.19%
6-10座6791.35%6461.28%6401.27%6591.31%6599281,0481,1311,2661,5071,9631400.43%0.39%0.25%0.30%0.19%
10座以上6791.35%6461.28%6401.27%6591.31%6599281,0481,1311,2661,5071,9631400.43%0.39%0.25%0.36%0.22%
非营业企业客车6座以下3681.22%3511.16%3471.15%3581.18%7501067120613041,4561,7342,2581200.48%0.41%0.25%0.24%0.13%
6-10座4421.16%4211.10%4171.09%4301.13%7301039117912751,4331,7112,2281300.52%0.39%0.23%0.24%0.13%
10-20座4421.24%4211.18%4171.17%4301.21%8461207137014841,6691,9952,5991300.45%0.39%0.23%0.27%0.14%
20座以上4611.24%4391.18%4341.17%4471.21%8561262144915851,7992,1722,8291400.55%0.41%0.25%0.28%0.15%
非营业机关客车6座以下2850.95%2720.90%2690.85%2770.92%6399001,0181,0971,2291,4631,9051100.38%0.39%0.24%0.24%0.13%
6-10座3420.90%3260.86%3230.89%3330.87%6128629741,0501,1771,4011,8241200.40%0.36%0.22%0.24%0.13%
10-20座3420.95%3260.90%3230.89%3330.92%7301,0281,1631,2531,4041,6712,1761200.40%0.37%0.22%0.27%0.14%
20座以上3570.95%3400.90%3360.90%3460.92%9381,3211,4941,6111,8042,4182,7971300.46%0.38%0.23%0.28%0.15%
非营业货车2吨以下2490.96%2370.91%2350.90%2420.93%8051,1331,2801,3811,5471,8412,3981300.50%0.46%0.28%0.16%0.11%
2-5吨3211.23%3061.18%3031.16%3121.20%1,0521,5211,7341,8862,1292,5543,3271300.50%0.46%0.28%0.16%0.11%
5-10吨3511.35%3341.29%3311.27%3411.31%1,2501,7832,0232,1912,4622,9433,8321300.50%0.46%0.28%0.16%0.11%
10吨以上2311.64%2201.56%2181.55%2251.59%1,6462,3192,6222,8273,1663,7704,9081300.50%0.46%0.28%0.16%0.11%
低速载货汽车2120.81%2020.77%2000.77%2060.79%6839621,0891,1741,3141,5662,0391300.50%0.46%0.28%0.16%0.11%
营业车及特种车车辆损失险商业第三者责任保险全车盗抢险车上人员责任险玻璃单独破碎险
2年以下2-3年3-4年4年以上5万10万15万20万30万50万100万固定保费费率司机座位乘客座位进口国产
固定保费费率固定保费费率固定保费费率固定保费费率
出租、租赁营业客车6座以下9702.93%9602.90%9512.87%9702.93%1,5792,3822,7693,0293,5164,4545,8601000.46%0.50%0.31%0.31%0.19%
6-10座10582.20%10482.18%10372.16%10582.20%1,4892,2462,6102,8573,3144,2015,525900.43%0.40%0.24%0.31%0.19%
10-20座11022.07%10912.05%10802.03%11022.07%1,5742,4142,8213,1023,6184,6086,601900.47%0.42%0.26%0.35%0.21%
20-36座9791.97%9691.95%9591.93%9791.97%2,1163,3423,9414,3755,1476,6148,700800.49%0.42%0.26%0.43%0.25%
36座以上28672.22%28382.20%28102.18%28672.22%3,3315,1446,0246,6417,7639,91013,035800.53%0.42%0.26%0.47%0.28%
城市公交营业客车6-10座9021.83%8931.81%8841.79%9021.83%1,4592,2032,5602,8013,2504,1185,417600.46%0.42%0.25%0.31%0.19%
10-20座9381.72%9291.70%9191.69%9381.72%1,6252,4532,8513,1203,6204,5876,035900.43%0.44%0.27%0.35%0.21%
20-36座8361.63%8281.62%8201.60%8361.63%2,2533,4654,0524,4605,2066,6368,728900.48%0.50%0.31%0.44%0.26%
36座以上24141.85%23891.83%23651.81%24141.85%3,0514,8195,6846,3097,4239,53812,546900.52%0.50%0.31%0.49%0.29%
公路客运营业客车6-10座10222.12%10122.09%10012.07%10222.12%1,4292,1552,5052,7413,1804,0315,302600.47%0.42%0.25%0.31%0.19%
10-20座10631.99%10531.97%10421.95%10631.99%1,5912,4012,7913,0553,5424,4895,905900.45%0.44%0.27%0.35%0.21%
20-36座9451.89%9361.87%9271.85%9451.89%2,3413,5334,1064,4945,2136,6078,691800.49%0.50%0.31%0.44%0.26%
36座以上27602.13%27332.11%27052.09%27602.13%3,4435,1956,0336,6077,6669,71512,780800.53%0.50%0.31%0.49%0.29%
营业货车2吨以下8241.89%8151.87%8071.85%8241.89%1,1201,7462,0552,2622,6643,3404,3621300.50%0.77%0.48%0.18%0.12%
2-5吨10091.95%9991.93%9891.91%10091.95%1,8022,8113,3073,6424,2885,3767,0211300.50%0.77%0.48%0.18%0.12%
5-10吨11842.02%11722.00%11601.98%11842.02%2,0693,2263,7964,1804,9216,1718,0591300.50%0.77%0.48%0.18%0.12%
10吨以上19872.32%19672.30%19472.28%19872.32%2,8254,4225,2035,7296,7458,45511,0431300.50%0.77%0.48%0.18%0.12%
低速载货汽车7001.60%6931.59%6861.57%7001.60%9531,4851,7481,9252,2662,8403,7101300.50%0.77%0.48%0.18%0.12%
特种车特种车一10091.95%9991.93%9891.91%10091.95%2,6044,1714,9505,4986,5278,25110,7771300.52%0.58%0.48%0.14%0.08%
特种车二5010.93%4960.92%4910.91%5010.93%1,3191,6991,9192,1232,5723,3694,9661300.51%0.58%0.39%0.15%0.08%
特种车三4330.81%4290.80%4250.79%4330.81%6047908969971,2121,5982,3351300.51%0.58%0.39%0.17%0.09%
特种车四10992.06%10882.04%10772.02%10992.062,4743,9634,7035,4986,8538,66411,3151400.51%0.58%0.39%0.17%0.09%
挂车挂车车辆损失险、全车盗抢险保险费按同使用性质、同吨位货车对应档次保险费率和固定保费的50%计算保费。挂车商业第三者责任险基准保费按对应档次货车基准保费的30%计费。

摩托车及拖拉机

车辆损失险

商业第三者责任保险

盗抢险

车上人员责任险

固定保费

费率

5万

10万

15万

20万

30万

50万

100万

固定保费

费率

不分司机、乘客座位

摩托车

50CC及以下

15

2.09%

37

48

55

61

73

96

139

25

1.00%

0.50%

50CC-250CC(含)

21

2.75%

51

69

78

88

106

140

205

25

1.00%

0.50%

250CC以上及侧三轮

30

4.13%

88

112

126

140

169

218

318

25

1.00%

0.50%

拖拉机

兼用型拖拉机14.7KW及以下

21

0.46%

120

150

168

181

198

231

300

25

1.00%

0.50%

兼用型拖拉机14.7KW及以上

50

1.09%

328

417

468

505

557

653

852

25

1.30%

0.50%

运输型拖拉机14.7KW及以下

36

0.79%

289

361

403

433

475

554

721

25

1.00%

0.50%

运输型拖拉机14.7KW及以上

52

1.15%

474

601

676

729

804

943

1,231

25

1.30%

0.50%

①车辆损失险及全车盗抢险保费=固定保费(元)+保险金额×费率(%)②100万以上商业第三者责任险保险费=(N-2)×(A-50万限额保费)×(1-N×0.005)+A,式中A指同档次限额为100万元时的商业第三者险保费;N=限额÷50万元,限额必须是50万元的整倍数。

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