2.This product is insured by China Pacific Insurance (Group) Co., Ltd.
3.Cooling-off Period: 0 Day
4.This insurance plan covers overseas travel and including Hong Kong, Macau and Taiwan.
5.In the same period of insurance, each insured the same product (including the same plan of the
product or a
different plan) the insured, if the insured has multiple copies of the same program, the policy of
effectively, the rest is considered invalid, insurance fee will be refunded without interest if the
different plans, to sum up the accident insurance policy for the rest of the effective, deemed
invalid, insurance fee
will be refunded without interest.
6.The travel medical expenses of this policy will be paid at 80% after deducting the 200 yuan
deduction for each
accident, and the funeral Consolation Fund for the return of travelling remains or ashes will be
limited to 20,000 yuan.
7.In any case, this insurance does not cover any direct or indirect way or to Libya, Liberia,
Afghanistan, South Sultan, the Democratic Republic of Congo, Iraq, Yemen and Palestine, Africa, the
insured has been in
a state of war or has been declared a state of emergency in the country or region, or travel in the
country or region
during the period of insurance accident.